What should I do if my debit card is lost or stolen? Scammers could steal your debit card out of your mailbox - before you’ve even had time to realize it’s there - and use it to make fraudulent purchases. This happens when a fraudster tricks you into thinking you’ve received a legitimate email from someone you trust, so you provide personal information. A stranger, family member, disgruntled employee or anyone else could steal your physical debit card when you’re not looking and use it for purchases. They can also steal this information if you shop online at sites that don’t have a secure connection. Hackers can gain illegal access to companies you’ve shopped at in the past and steal your information. The scammer can attach a skimming device to an ATM, gas pump or anywhere else you swipe your card and steal information from your card’s magnetic strip. There are several different ways a fraudster could get your debit card information: This will help you identify any unusual activity. You should always check your debit card statement to make sure all the transactions listed are legitimate. If you report a fraudulent transaction on your card, your bank should deactivate your card to prevent the person from making any more transactions. What is debit card fraud?ĭebit card fraud is when someone else obtains your card details and makes transactions on your card without you knowing. Use this guide to find out what debit card fraud is, how to get a refund and how to protect yourself in the future. There are many types of debit card fraud, and you may not know you’re a victim until you see your bank statement. All international money transfer services.
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